Compensation

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Job description

Mortgage Loan Underwriter at First Mutual Mortgage

Position Summary: The Mortgage Loan Underwriter is responsible for performing initial underwriting analysis of 1-4 family mortgage and HELOCs to M2 standards and regulatory guidelines. Duties and

Responsibilities

: Analyze information to determine risk involved in lending money for mortgage loans, income, assets, credit and any supporting documentation to ensure sufficient to loan standards, including FNMA/FHLMC and non-agency guidelines. Uses their 5-7 years of experience in making the initial credit decision to approve, deny or suspend moderately complex loans in following Regulation B regulatory

Requirements

Provides support to Junior and Senior Underwriters, including review of PTC conditions, appraisals, copying and submission of loan files to MI. Reviews all borrower and non-borrower conditions to determine that they satisfy the

Requirements

to issue a clear-to-close. Responds to inquiries from others to clarify

Requirements

and resolve issues. Submits and analyze findings of AUS and other vendors. Complies with all applicable banking laws and regulations, including, but not limited to the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes, and federal consumer protection legislation and regulations. Other duties as required. We are an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. ATS provider: Paylocity.