Risk Officer - Remote Payment Services (UK)

About Remote

Remote is building the infrastructure that makes global payroll and employment possible for everyone, everywhere. Our team is made up of people who want to own a piece of that work, not just contribute to it. That work happens across six continents, only Antarctica left to go, entirely remote. It also requires real fluency with AI in every role, not just familiarity with it.

Our standards are high, and the ownership is total. You'll have the trust and space to find your own way to the best answer, and the support to see it through, because that's how we build things that actually work at this scale. In return, your career grows faster, because at Remote, growth is tied to results. We're founded on the principle that where someone lives should never limit what they can achieve, and we operate exactly that way.

What this job can offer you

Remote is growing fast, and this is an exciting time to join us as Risk Officer for our UK Payments entity, part of our wider Payments & Risk organisation. As we work towards scaling our UK Payment Institution, we’re looking for someone who can help shape our approach to risk from the ground up.

You’ll play a critical role in building and owning the risk management framework for the UK entity and the broader payments organisation, ensuring we meet regulatory standards, maintain effective internal controls, and continue enabling safe, global access to employment opportunities. As Risk Officer, you’ll play a key second-line-of-defense role, ensuring we effectively identify, assess, monitor, and mitigate risks across the UK payments entity and wider payments organisation.

Key Responsibilities

Designing and managing the end-to-end risk management framework and underlying processes, developing systems for identifying, documenting, and monitoring risks, in partnership with business stakeholders.

Leading efforts to assess and manage all material risks, including operational, compliance, tech, outsourcing, strategic, and financial risks.

Conducting data-driven investigations and drafting internal reports on findings related to emerging risks or incidents.

Maintaining and continuously updating the company-wide risk register, and escalating material risks or control weaknesses to the Management Board.

Advising the Board on risk appetite, emerging threats, and the effectiveness of our risk management strategy, monitoring exposure and ensuring we stay within acceptable thresholds.

Acting (alongside the Head of the UK entity) as the designated point of contact for outsourcing risk, overseeing the outsourcing register and third-party risk controls.

Preparing regular risk maps and reports, both qualitative and quantitative, and sharing insights across the business to ensure teams understand their risk environment.

Providing support in the drafting and refinement of remediation plans and responses to supervisory recommendations and effectively track progress to ensure their prompt implementation.

What you bring

Demonstrated experience in risk management, ideally in a regulated Payment Service Provider, Fintech, or Financial services environment.

Proven ability to design and manage risk control frameworks, conduct risk assessments, and navigate regulatory reporting requirements independently.

Strong understanding of core financial risks, both financial and non-financial, with emphasis on integrity risks (e.g. AML/CTF, sanctions).

Deep knowledge of relevant UK regulatory frameworks, especially requirements around outsourcing and risk governance.

Excellent communication, you can engage confidently with senior leadership, regulators, and cross-functional teams.

A self-starter who thrives in remote-first environments, with the ability to manage your own priorities and work autonomously.

Strong automation and AI capabilities.

Fluency in English.

It's not required to have experience working remotely, but considered a plus.

Practicals

You'll report to

Head of Remote Payment Services, UK

Team

Part of a central regulatory/payments governance group

Location

UK only

Start date

As soon as possible

Application process

Interview with recruiter

Interview with future manager

Team interview

Bar Raiser interview

Offer and

Prior employment verification check

Our full benefits & perks are explained in our handbook at remote.com/r/benefits. As a global company, each country works differently, but some benefits/perks are for all Remoters:

work from anywhere

flexible paid time off

flexible working hours (we are

async

)

16 weeks paid parental leave

budget towards

co-working spaces, learning and wellness

(including gym memberships)

mental health support services

stock options

home office budget & IT equipment

How you’ll plan your day (and life)

We work async at Remote which means you can plan your schedule around your life (and not around meetings). Read more at remote.com/async.

You will be empowered to take ownership and be proactive. When in doubt you will default to action instead of waiting. Your life-work balance is important and you will be encouraged to put yourself and your family first, and fit work around your needs.

If that sounds like something you want, apply now!

How to apply

Please fill out the form below and upload your CV with a PDF format.

We kindly ask you to submit your application and CV in English, as this is the standardised language we use here at Remote.

If you don’t have an up to date CV but you are still interested in talking to us, please feel free to add a copy of your LinkedIn profile instead.

Not only do we encourage folks from all ethnic groups, genders, sexuality, age, abilities, disability status and any other under-represented group to apply, but we prioritize a sense of belonging. We have 4 ERGs (Women, Disability, Queer, Minorities in Tech) who meet regularly with the People team. During your interviews and beyond, we ask & encourage anybody who needs an accommodation to request one from their recruiter.

We will ask you to voluntarily tell us your pronouns at interview stage, and you will have the option to answer our anonymous demographic questionnaire when you apply below. As an equal employment opportunity employer it’s important to us that our workforce reflects people of all backgrounds, identities, and experiences and this data will help us to stay accountable. We thank you for providing this data, if you chose to.

At Remote, we embrace AI as a valuable tool while prioritizing human creativity and authenticity. We look forward to meeting candidates who balance innovation with genuine expertise and experience. To learn more about Remote's AI guidelines check see here.

Please note we accept applications on an ongoing basis.

Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay locally competitive rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries.

At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hire globally.

Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The interviewer will share further details with the candidate on the more restricted pay range for the role in line with their specific location. The individual pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, internal parity, and market demands. The base salary range may be subject to change.

The annual salary range for this full-time position is £67,050 to £75,400.